These Terms of Service ("Terms") govern your use of the website operated by AeV Factoring GmbH ("we", "us", "our"). By accessing or using this website, you agree to these Terms.

1. Nature of this website

This website provides general information about factoring and leasing concepts for educational purposes. We do not offer, sell, arrange, broker, or provide any paid financial service, product, or advice through this website.

2. No financial advice

Content on this website is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult a qualified, licensed professional before making any financial decision.

3. No offer or solicitation

Nothing on this website constitutes an offer, solicitation, or invitation to enter into any factoring, leasing, or other financial agreement. Any examples or scenarios described are illustrative and generic in nature.

4. Use of the website

You agree to use this website only for lawful purposes. You must not attempt to interfere with the proper functioning of the website, introduce malicious code, or attempt to gain unauthorized access to any part of the site or its underlying systems.

5. Intellectual property

Unless otherwise indicated, the text, layout, and design of this website are owned by or licensed to AeV Factoring GmbH. You may view and print pages for personal, non-commercial reference, but you may not reproduce, distribute, or modify content without our prior written consent.

6. Third-party content and links

This website may include images sourced from third-party providers or links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party website.

7. No warranty

This website and its content are provided "as is" without warranties of any kind, whether express or implied, including as to accuracy, completeness, or fitness for a particular purpose. We do not guarantee that the website will be uninterrupted or error-free.

8. Limitation of liability

To the fullest extent permitted by applicable law, AeV Factoring GmbH shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or reliance on its content.

9. Changes to these Terms

We may update these Terms from time to time. Continued use of the website after changes are published constitutes acceptance of the revised Terms.

10. Governing law

These Terms are governed by the laws of the Federal Republic of Germany, without regard to conflict of law principles, unless mandatory consumer protection laws of your country of residence provide otherwise.

11. Contact

Questions about these Terms can be sent to support@aktivbank-factoring.ltd or to the postal address listed on our Contact page.

Reminder: No paid services are offered through this website. All published material is for general information only.

AeV Factoring GmbH does not offer paid services through this website. All content is provided for general informational purposes only and does not constitute financial, legal, or tax advice.